NefyX
For everyoneUpdated Version 2.09 min read

Privacy Policy

This policy explains how Musheer ("NefyX", "we") collects, uses, shares and protects personal data when you use nefyx.com, as a buyer, a creator or a visitor. It is written to meet the notice requirements of India's Digital Personal Data Protection Act, 2023 and the rules made under it, and the Information Technology Act, 2000.

In plain words

  • We collect what we need to run accounts, take payments, deliver purchases and keep the Platform safe. We do not sell your personal data.
  • Card and bank login details are entered with the payment gateway, not with us. We keep only masked details of a creator's payout account.
  • Visitor statistics use no cookie and store no IP address or browser details.
  • You can see and correct your details in your settings, and delete your account yourself. Payment records are kept for the period Indian law requires.
  • Questions or complaints about your data go to support@nefyx.com.

This summary helps you read the document. The full text below is what applies.

01Who is responsible for your data

Musheer decides why and how personal data is processed on NefyX and is the data fiduciary for it. You can reach us at support@nefyx.com; the full details are on the Contact page. Our grievance contact for privacy matters is listed at the end of this policy and on the Grievance Redressal page.

02What we collect

WhatExamplesWhere it comes from
Account detailsName, e-mail address, username, password (stored only as a one-way hash), sign-in method, the profile name and picture Google shares if you choose Google sign-inYou, or Google if you use it
Storefront details (creators)Display name, tagline, bio, profile and cover images, social links, time zone, optional phone numberYou
Verification and payout details (creators)Name on the payout account, bank account number and IFSC or UPI ID, PAN. The full bank number is passed to the payment provider and not kept by us; we keep only the last digits, the IFSC and the UPI ID. PAN is kept in masked formYou
Purchases and bookingsWhat you bought, from whom, when, the amount paid, any coupon used, booking time, the note you leave for the creator, delivery and access recordsYou, and the checkout
Guest checkout detailsThe name and e-mail address you enter when you buy without an accountYou
Things you writeReviews, questions and voice or text attachments sent through paid Q&A, support tickets, reports about a user or listingYou
Calendar connection (creators, optional)The access tokens Google gives us if you connect Google Calendar. They are stored encrypted and used only to add your confirmed bookings to your calendarGoogle, with your consent
Technical informationIP address and browser details attached to your sign-in session, security and rate-limit logs, error logsYour device
Visitor statisticsA short irreversible code per visit, described below. No IP address, no browser details, no cookieYour visit

Visitor statistics. When someone views a creator's storefront or offer page we count the visit so the creator can see how many people are looking. The visit is recorded only as a short code computed from the visitor's connection and browser together with a secret and the current date. It cannot be turned back into a person and cannot be matched from one day to the next. Visits by the creator, by automated bots and by browsers that prefetch a page are not counted.

We do not knowingly collect personal data of anyone under 18. Accounts and purchases are for adults. If you believe a child has given us data, write to us and we will delete it.

03Why we use it

PurposeWhat it involves
Provide the PlatformCreating and securing accounts, showing storefronts, taking bookings, delivering purchases, sending the codes and notices you need
Take payments and pay creatorsCreating orders with the payment gateway, recording the sale, holding a refund window, verifying a payout account and sending payouts
Refunds, disputes and supportLooking into a refund request, a chargeback, a report or a support ticket and replying to you
Safety and legal compliancePreventing fraud, abuse and money laundering, verifying identity where required, keeping the financial records the law requires, answering lawful requests from courts and authorities
Improve the PlatformAggregate statistics about how features are used, fixing errors. We do not build advertising profiles

We use your data only for these purposes and for others that are clearly connected to them. Where the law requires your consent we ask for it, and you can withdraw it as described below. Some processing needs no consent because the law allows it, for example performing a purchase you asked for, complying with a legal obligation or responding to a medical or safety emergency.

04Who we share it with

We do not sell personal data. We share it only with the following, and only what each needs.

  • The creator you buy from or contact. They see your name, e-mail address, what you bought and any note or question you send, so they can deliver it. A review you write is shown with your chosen display name.
  • Payment services. Cashfree Payments processes payments and payouts and verifies payout accounts. It receives the details it needs to do that and applies its own privacy terms.
  • Infrastructure providers. Supabase (database and file storage), Vercel (hosting) and Resend (transactional e-mail) process data on our behalf under their security and confidentiality terms.
  • Google. If you choose Google sign-in or a creator connects Google Calendar, Google processes that connection under its own policy. Video sessions may use meeting links from third-party providers chosen by the creator or generated by the Platform.
  • Authorities and professional advisers. Courts, law-enforcement and regulatory bodies, banks and payment gateways where a valid legal order, a fraud or money-laundering investigation, or a legal obligation requires it; and our accountants or lawyers under a duty of confidence.
  • A successor. If NefyX is ever sold or reorganised, personal data may move to the new operator, which will be bound by this policy.

Some of these providers run servers outside India, so personal data may be processed abroad. We use providers that protect it appropriately and we comply with any restriction the Indian Government places on transfers to particular countries.

05What is public

A creator's storefront is public by design: display name, tagline, bio, images, social links, public offers, approved reviews and follower counts. Do not put anything in those fields you do not want public. Buyer information is never made public, with one exception you control: a review you write appears with the display name you posted it under.

06How long we keep it

DataHow long
Account and profile detailsWhile your account is active. Erased when you delete your account, subject to the next row
Payment, refund, ledger and payout recordsFor the period Indian financial and tax law requires, which we apply as up to eight years. These records no longer carry your name or e-mail address after an account is deleted; the payout destination is kept in masked form
Visitor statistics400 days, then deleted automatically
Sign-in sessionsUntil they expire or you sign out. All sessions end when an account is deleted or a password is reset
Support tickets and reportsAs long as needed to resolve them and for a reasonable period afterwards to deal with follow-up and disputes
Reviews and answered questionsThey stay as content other buyers rely on, shown as from a deleted user once the author's account is deleted

07Your rights and choices

You have the right to know what personal data we hold about you and how it is used, to have inaccurate data corrected and incomplete data completed, to have data erased when it is no longer needed, to withdraw consent, to nominate someone to exercise these rights if you die or become incapacitated, and to complain if you are not satisfied.

  • See and correct. Most account and storefront details can be changed yourself in your dashboard settings.
  • Delete. Choose "Delete my data" in your settings. It erases your identity, profile, sessions, connected-calendar tokens and storefront address straight away and sends you a confirmation e-mail. We keep the payment records described above because the law requires it. If money, a refund, a dispute or a confirmed booking is still open, the page tells you what to settle first.
  • Anything else. Write to support@nefyx.com and we will answer within the time the law allows, which we aim to keep to 15 days.
  • Withdraw consent. Disconnect Google Calendar in your settings at any time. We send only service e-mails such as codes, receipts and notices about your orders, payouts and account. Withdrawing consent does not affect processing already done, and we may still keep or use data that the law requires or allows.

If you are not satisfied with our response you may complain to the Data Protection Board of India once it is open for complaints under the Digital Personal Data Protection Act, 2023. We ask that you contact us first so we can try to put things right.

08How we protect it

  • Traffic is encrypted in transit. Sessions are server-side and can be ended immediately. Passwords are stored only as hashes.
  • Sign-in and other sensitive endpoints are rate limited. Every table in our database denies direct access by default and the app reaches it only through server code that checks who is asking.
  • Digital product files sit in a private store and are given out only through short-lived links after a payment check.
  • Calendar access tokens are encrypted at rest. A creator's full bank account number and full PAN are not stored by us.
  • Access to payout and account-restriction tools is limited to the operator and is recorded in an append-only audit log.

No system is perfectly secure. If a personal data breach affects you, we will tell you and the Data Protection Board of India as the law requires.

09Cookies

NefyX sets only strictly necessary cookies, which keep you signed in and protect forms. We do not use advertising or tracking cookies. The Cookie Policy lists each one.

10Changes to this policy

When we change this policy in a material way we update the date at the top and notify registered users by e-mail before the change applies.

11Grievance contact

Grievance Officer: Musheer. E-mail: support@nefyx.com. We acknowledge every complaint within 24 hours and aim to resolve it within 15 days. More on the Grievance Redressal page.

Questions about any of these? Contact us or see all 9 policies.

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